201a1ee3da38651c237630b5fee3fafd

If your premium are going up blame the Red States for not participating.. Columbus Dispatch stated premium are going up 4.5%. Oklahoma refuse to participate going up 30 or 40%.

Bhaven87 @ 11 months ago

Comments (93)

7feb020fb3d3aa6cf2752031cf61da89

you can keep your plan you can keep your doctor your premiums will go down it's free health-care the young and healthy will cover the sick it's better if we pass it, then read what it is .

H2O @ 11 months ago

Spotsylvania Courthouse, VA 22553, USA

201a1ee3da38651c237630b5fee3fafd

All the blue state are doing well, only the Red States are caught hell. Stop acting like Insurance companies hasn't been raising premium on customers before ACA was passed.

Bhaven87 @ 11 months ago

Killeen, TX 76543, USA

B35527b232c45def78db4f6949419182

Minnesota is a blue state, and the ACA market plans here are not doing well.

Tjaden Froyda @ 11 months ago

undefined

A39f5aef0adb6cea421f333e4cc9b583

Oh hi h20, i came by earlier to see if you were here because i was expecting you to say something about the police shooting, but forgot you wont because he was a white guy who liked to taunt people with confederate flags

[412035] @ 11 months ago

undefined

A39f5aef0adb6cea421f333e4cc9b583

oh and i have always hoped that bad insurance options and high prices in a market system would eventually lead to a public option, while i doubt thats on hillary's to do list i know donald trump would repeal it all.

[412035] @ 11 months ago

undefined

B35527b232c45def78db4f6949419182

http://www.realclearhealth.com/articles/2016/11/02/increasing_aca_premiums_the_real_drivers_of_cost_arent_being_addressed_110217.html

Tjaden Froyda @ 11 months ago

undefined

0eda15e8a4a685a0722949782c90e863

great article

AMi @ 11 months ago

Villa Park, IL, USA

26e82c69bac3abe48cfce8aae262fda8

https://en.m.wikipedia.org/wiki/Iatrogenesis

The Drew @ 11 months ago

Yorkville, New York, NY

B35527b232c45def78db4f6949419182

pretty much. The system is perfectly designed to achieve the results it gets.

Tjaden Froyda @ 11 months ago

undefined

26e82c69bac3abe48cfce8aae262fda8

Lots of messed up incentives for overtreatment.

The Drew @ 11 months ago

Yorkville, New York, NY

B35527b232c45def78db4f6949419182

More than just incentives though. There is also the (misguided) expectation that doing something is always better than doing nothing.

Tjaden Froyda @ 11 months ago

undefined

7feb020fb3d3aa6cf2752031cf61da89

I love my little troll, he's butt hurt

H2O @ 11 months ago

Spotsylvania Courthouse, VA 22553, USA

6c48fb73634fa41fe7915a7faf370ee7

he loves you too

Mr. Pink @ 11 months ago

Strongsville, OH, USA

C767f03aeb282b9660d8157840047228

I think the article a fine point, but that has nothing to do with the recent increases...all of that has been going on for a long time.

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

C767f03aeb282b9660d8157840047228

imagine if regulations for car insurance was suddenly changed and they had to take all comers, couldn't refuse car insurance to anyone. Your rates would have to go up to accommodate the high risk pool you had the option to refuse before.

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

C767f03aeb282b9660d8157840047228

All that was poorly stated but you get my point. We're now experiencing the result of the "no pre-existing conditions" law. rates are going up to accommodate a very large new pool of higher risk.

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

B35527b232c45def78db4f6949419182

True, it has. And it will continue to go up until we fix the drivers, which is to Josh's point.

Tjaden Froyda @ 11 months ago

undefined

B35527b232c45def78db4f6949419182

@evil - in MN, I wouldn't say it's really large, just relatively large. The individual market is only about 5% here, split into geographic regions. If the pool was bigger, it might have worked.

Tjaden Froyda @ 11 months ago

undefined

C767f03aeb282b9660d8157840047228

That may be true. Nonetheless, in MN rates have increased like a red state, despite blue state status with full ACA participation. Personally, my husband's rates for self insurance will go up about 33% in 2017 over what he pays now.

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

C767f03aeb282b9660d8157840047228

Not only that but his plan is discontinued in 2017...The replacement one is not commensurate in terms of benefits, not even close. In reality, that could constitute far more than a 33% increase.

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

C767f03aeb282b9660d8157840047228

...And this is all for the so-called gold plans, which I will say are not nearly as good as the accepted standard employer plans from even five years ago. I don't think the trend can sustain for long. How many can afford $1200/month for one person?

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

C767f03aeb282b9660d8157840047228

...with a $5000 deductible, strict rules about where you can go, etc. It's fine for us, but I don't see how most people can possibly insure themselves. It's really a disaster.

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

C767f03aeb282b9660d8157840047228

hey Pink, Mr. Evil is taking flying lessons now. It was just for fun (bday present from his loving wife) but he is thinking he's going to keep going and get his license. So look out!!!

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

6c48fb73634fa41fe7915a7faf370ee7

wow that's cool, get Microsoft flight simulator with the pedals and yoke. honestly it will mean less lessons and it's lots of fun. first goal how to land the thing second goal get the instructor out of the plane third goal get your friends in

Mr. Pink @ 11 months ago

Strongsville, OH, USA

6c48fb73634fa41fe7915a7faf370ee7

this will really clear up the instruments and realize it's not very expensive to own a plane a lot less than a boat very low maintenance http://www.luizmonteiro.com/learning_vor_sim.aspx

Mr. Pink @ 11 months ago

Strongsville, OH, USA

B35527b232c45def78db4f6949419182

@Pink - What's your thought on MS flight simulator vs. X Plane?

Tjaden Froyda @ 11 months ago

undefined

0eda15e8a4a685a0722949782c90e863

have you ever seen a grown man naked?

AMi @ 11 months ago

Villa Park, IL, USA

6c48fb73634fa41fe7915a7faf370ee7

I own explain and I can't get it to work right! Rise of flight is an excellent game, online dog fighting in World War 1 planes that's another game he should get doc these planes are very difficult to land and it's all about Landing. flying the plane

Mr. Pink @ 11 months ago

Strongsville, OH, USA

6c48fb73634fa41fe7915a7faf370ee7

is very easy. somebody who's never flown a plane can fly with zero training. I hope he gets addicted to it Doc and if he's looking to buy one I got one for sale

Mr. Pink @ 11 months ago

Strongsville, OH, USA

6c48fb73634fa41fe7915a7faf370ee7

x plane not explain! and no I haven't AMi but I've seen some tall prostitutes

Mr. Pink @ 11 months ago

Strongsville, OH, USA

0eda15e8a4a685a0722949782c90e863

please X plane

AMi @ 11 months ago

Villa Park, IL, USA

26e82c69bac3abe48cfce8aae262fda8

Let's see if Bhaven's theory holds up. http://www.nytimes.com/interactive/2016/11/03/upshot/100000004748240.mobile.html?_r=0

The Drew @ 11 months ago

Midtown, New York, NY

26e82c69bac3abe48cfce8aae262fda8

Seems cóckamamie to me!

The Drew @ 11 months ago

Midtown, New York, NY

B35527b232c45def78db4f6949419182

Premium increases are one thing, it's interesting to see the amount of variation throughout country in premiums themselves.

Tjaden Froyda @ 11 months ago

undefined

B35527b232c45def78db4f6949419182

http://kff.org/health-reform/issue-brief/2017-premium-changes-and-insurer-participation-in-the-affordable-care-acts-health-insurance-marketplaces/

Tjaden Froyda @ 11 months ago

undefined

0eda15e8a4a685a0722949782c90e863

should include deductibles as well

AMi @ 11 months ago

Elmhurst, IL, USA

26e82c69bac3abe48cfce8aae262fda8

Yeah the deductibles don't really get enough press. There really should be a combined measure.

The Drew @ 11 months ago

Midtown, New York, NY

B35527b232c45def78db4f6949419182

Agree it (and OoP max) should be included, although deductable amount is linked to metal type.

Tjaden Froyda @ 11 months ago

undefined

52b98be5a18dc0a6247dc74eb351d1a1

What really concerns me the most about the the link TJ sent is that there are some cities that are down to one supplier.

CD1 @ 11 months ago

Ames, IA, USA

C767f03aeb282b9660d8157840047228

Options are shrinking in MN too. Worse yet: it appears there is now "insurance" available that covers nothing for $50 except the legal requirement to have insurance. Great unintended consequence!!

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

B35527b232c45def78db4f6949419182

To be fair, those existed before ACA...

Tjaden Froyda @ 11 months ago

undefined

C767f03aeb282b9660d8157840047228

Pink, that's a perfect Christmas gift! thanks for the idea, I am definitely doing it. He totally loves flying, can't remember the last time I saw him so happy and excited.

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

B35527b232c45def78db4f6949419182

Flight simulator and poprocks

Tjaden Froyda @ 11 months ago

undefined

A39f5aef0adb6cea421f333e4cc9b583

yeah my wife worked at a piercing pagoda and she got a letter that she had reached her $500 yearly limit, she paid more than 500 a year out of her check.

[412035] @ 11 months ago

undefined

A39f5aef0adb6cea421f333e4cc9b583

i also had a vision plan that was 100 worth off glasses every 2 years, it was $92 per year out of my check.

[412035] @ 11 months ago

undefined

B35527b232c45def78db4f6949419182

I've been waiting for TheUpshot to release this. http://www.nytimes.com/2016/11/05/upshot/see-obamacare-rates-for-every-county-in-the-country.html So much variation.

Tjaden Froyda @ 11 months ago

undefined

26e82c69bac3abe48cfce8aae262fda8

What's up with Arkansas? What did they do right?

The Drew @ 11 months ago

Midtown, New York, NY

B35527b232c45def78db4f6949419182

http://kff.org/medicaid/issue-brief/a-look-at-the-private-option-in-arkansas/

Tjaden Froyda @ 11 months ago

undefined

B35527b232c45def78db4f6949419182

Tl;dr: they have a private option for Medicaid (mostly low income young adults) that tripled enrollment in the marketplace and kept competition around.

Tjaden Froyda @ 11 months ago

undefined

C767f03aeb282b9660d8157840047228

Skål, pop rocks!...lol yeah best left for the simulator and not the real thing.

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

B35527b232c45def78db4f6949419182

Pink may disagree.

Tjaden Froyda @ 11 months ago

undefined

C767f03aeb282b9660d8157840047228

When you're doing oxy, it probably helps with focus.

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

26e82c69bac3abe48cfce8aae262fda8

But isn't Arkansas an evil red state with the Republicans trying to sabotage the Obamacare and drive premiums upwards so they can say it's a failure?

The Drew @ 11 months ago

Yorkville, New York, NY

6c48fb73634fa41fe7915a7faf370ee7

these are the best of the limited choice Doc and if they break open em up, they're very simple http://www.chproducts.com/Flight-Sim-Yoke-v13-d-705.html

Mr. Pink @ 11 months ago

Strongsville, OH, USA

98d7101629a5e7bcbaca8c6c5bd9decc

son is starting to fly a320 on flightgear

UndrWater @ 11 months ago

Cerritos, CA, USA

B35527b232c45def78db4f6949419182

what they did was pretty smart, combining Medicaid and market plans. we just may see other states doing the same soon.

Tjaden Froyda @ 11 months ago

South Loop, Bloomington, MN 55425

6c48fb73634fa41fe7915a7faf370ee7

I will try flightgear

Mr. Pink @ 11 months ago

Strongsville, OH, USA

C767f03aeb282b9660d8157840047228

Good advice pink thank you. You're right, it's a limited set of options. But this is going to be very cool, I am going to get that ####pit setup for him, with 3 monitors and the bucket seat. Then he can practice as much as he wants.

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

C767f03aeb282b9660d8157840047228

Though maybe it's better to wait for a VR version which I bet will be along any day...and would be so much awesomely cooler anyway, utility aside.

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

6c48fb73634fa41fe7915a7faf370ee7

there's a compromise Doc I have it and it works great Lean Forward tilt even lean out the ####pit and look down https://naturalpoint.com/trackir/

Mr. Pink @ 11 months ago

Strongsville, OH, USA

6c48fb73634fa41fe7915a7faf370ee7

cóck

Mr. Pink @ 11 months ago

Strongsville, OH, USA

0eda15e8a4a685a0722949782c90e863

The Oculus Touch and HTC Vive 2 will be out a little before and after Christmas respectively the Sony version that just came out is garbage and I suspect the Xbox one night be equally limited

AMi @ 11 months ago

Villa Park, IL, USA

C767f03aeb282b9660d8157840047228

I have the current version of the Oculus. It's pretty awesome. Flight simulator would be amazing.

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

26e82c69bac3abe48cfce8aae262fda8

AMI and Doc just jerkin themselves off to the VR ;)

The Drew @ 11 months ago

Yorkville, New York, NY

C767f03aeb282b9660d8157840047228

:D

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

0eda15e8a4a685a0722949782c90e863

The new ones will even feature eye tracking which will add a new level of realism by affecting the environment and outcome based on where you are looking

AMi @ 11 months ago

Villa Park, IL, USA

C767f03aeb282b9660d8157840047228

:0

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

C767f03aeb282b9660d8157840047228

That does sound dirty.

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

26e82c69bac3abe48cfce8aae262fda8

The ultimate in cybersex. Anthony Weiner is all "why didn't I waittttt"

The Drew @ 11 months ago

Yorkville, New York, NY

0eda15e8a4a685a0722949782c90e863

entertainment is about to enter a whole new level it hasn't seen since the average person could afford a TV

AMi @ 11 months ago

Downers Grove, IL, USA

C767f03aeb282b9660d8157840047228

This will make flight simulation both cheaper and more realistic. Racing games (ground and flight) are going to be fanfúckintastic.

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

C767f03aeb282b9660d8157840047228

Real time VR anyone? Be the eyes on your drone? Direct the drone by looking? You know it's in use by the military.

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

0eda15e8a4a685a0722949782c90e863

exactly, there are two things I'd like to see happen.....a graphics engine that can overlay a virtual world over the real one and gloves that simulate touch

AMi @ 11 months ago

Villa Park, IL, USA

C767f03aeb282b9660d8157840047228

Gloves with sensors to drive the actions in virtual world and showing their virtual counterpart. Virtual surgery games omg I would so get off on that

Dr. Evil @ 11 months ago

Stillwater, MN 55082, USA

6c48fb73634fa41fe7915a7faf370ee7

anybody care to add to that?

Mr. Pink @ 11 months ago

Strongsville, OH, USA

B35527b232c45def78db4f6949419182

Not quite ready for prime time yet, but there was a pilot surgical training AR last April. http://www.medicalrealities.com/

Tjaden Froyda @ 11 months ago

undefined

0eda15e8a4a685a0722949782c90e863

welcome to the next level in online shopping

AMi @ 11 months ago

Elmhurst, IL 60126, USA

7feb020fb3d3aa6cf2752031cf61da89

that's a visual I didn't need, skal yankin the wanker while doing a vasectomy .

H2O @ 11 months ago

Fort Belvoir, VA, USA

C767f03aeb282b9660d8157840047228

Had to go there, didn't you h2o.

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

B35527b232c45def78db4f6949419182

@H2o - race to the finish.

Tjaden Froyda @ 11 months ago

undefined

7feb020fb3d3aa6cf2752031cf61da89

he started it doc .. I'm to old to play skàl, besides that's a waste of vigra .

H2O @ 11 months ago

Spotsylvania Courthouse, VA 22553, USA

7feb020fb3d3aa6cf2752031cf61da89

viagra

H2O @ 11 months ago

Spotsylvania Courthouse, VA 22553, USA

98d7101629a5e7bcbaca8c6c5bd9decc

too ;-)

UndrWater @ 11 months ago

Cerritos, CA, USA

98d7101629a5e7bcbaca8c6c5bd9decc

that was for you, pink

UndrWater @ 11 months ago

Cerritos, CA, USA

7feb020fb3d3aa6cf2752031cf61da89

bite me, bitch .

H2O @ 11 months ago

Spotsylvania Courthouse, VA 22553, USA

98d7101629a5e7bcbaca8c6c5bd9decc

much love!

UndrWater @ 11 months ago

Cerritos, CA, USA

6c48fb73634fa41fe7915a7faf370ee7

and a too to you Water!

Mr. Pink @ 11 months ago

Strongsville, OH, USA

C767f03aeb282b9660d8157840047228

Two toos?

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

7feb020fb3d3aa6cf2752031cf61da89

tutus? .

H2O @ 11 months ago

Fort Belvoir, VA, USA

98d7101629a5e7bcbaca8c6c5bd9decc

you look so cute in one water brother!

UndrWater @ 11 months ago

Southwood, Torrance, CA

26e82c69bac3abe48cfce8aae262fda8

Where's the Bhaven?

The Drew @ 11 months ago

Yorkville, New York, NY

C767f03aeb282b9660d8157840047228

Miss Bhaven, Drew? lol

Dr. Evil @ 11 months ago

Lakeland, MN 55043, USA

B35527b232c45def78db4f6949419182

dad joke

Tjaden Froyda @ 11 months ago

Chicago Loop, Chicago, IL

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